New York NY

Remote

Graduate

Part Qualified

Associate

Property & Casualty

Data

Python

Data Science

Motor

Pricing

Machine Learning

Lemonade

Not your everyday company. Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.At Lemonade, you'll be working with a group of like-minded makers who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.We're built as a lean, data-driven organization that relies on a common understanding of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.Awarded 'best workplace'<ul><li>Best Workplace and Best-Led Company by Inc. Magazine</li><li>"World Changing" by Fast Company</li><li>Recognized as a World Changing Idea by Fast Company Magazine</li><li>Ranked #1 Home insurance in America</li><li>Won best renters and homeowners insurance in America by US News, and others</li><li>Best Pet Insurance in America</li><li>Rated "Best Overall Pet Insurance" by Better Homes & Gardens</li><li>Rated 4.9 on the App Store</li><li>Among the highest rated apps of all time</li></ul>What you're applying forCalling all data scientists! We're searching for a data scientist and math nerd 🤓 with a passion for insurance and ML/AI. In this role, you'll lead exciting innovations around how Lemonade uses AI in pricing.We are looking for a full stack data scientist to join our incredible Data Science Pricing team to help Lemonade fulfill its mission to deliver killer pricing. You will work closely with the Actuarial and Insurance Product organizations to develop models that help transition the traditional insurance pricing world to AI.You'll work on top of Lemonade's proprietary ML tech stack, responsible for everything from vetting new data sources to deploying the models used to price all of our product lines.We're looking for people who love innovation and challenging the status quo. We're all about creative, self-starting leaders who are excited by the very thought of changing an entire industry for the better.In this role you'll<ul><li>Research and apply advanced solutions to real business problems</li><li>Take full responsibility for projects end-to-end, from high-level business strategy all the way through production deployment</li><li>Collaborate extensively with the Actuarial team to develop, file, implement, and monitor new predictive models for our Home, Renters, Car, and Pet products</li><li>Apply and inspire the adoption of advanced data science throughout our Insurance organization</li></ul>What you'll need<ul><li>1-3+ years of practical data science / actuarial experience, or Master of Science (MSc) or higher in Statistics, Computer Science, Mathematics, or related field</li><li>Fluent in Python for software development, as well as model building</li><li>Experience working on high-scale, production-grade projects</li><li>Prior experience in InsurTech or Fintech, an advantage</li><li>Proficient in SQL, an advantage</li><li>Enthusiasm about learning and adapting to the exciting world of AI - a commitment to exploring this field is a fundamental part of our culture</li><li>Ability to work EST/EDT business hours</li></ul>If you are excited about this role and believe you have the skills and experience to contribute to our team, we encourage you to apply - even if you don't meet every single requirement listed. We're looking forward to getting to know you!Please note that we are unable to sponsor applicants for work visas.Lemonade's US base salary range for this full-time position is $121,000-135,000 + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training.Unfortunately, we cannot consider applicants from these states; Colorado, California, Montana, Hawaii, New Mexico, and Puerto Rico.Things to know... Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Not your everyday companyLemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.Awarded 'best workplace'<ul><li>Best Workplace and Best-Led Company by Inc. Magazine</li><li>Recognized as a World Changing Idea by Fast Company Magazine</li><li>Won best renters and homeowners insurance in America by US News, and others</li><li>Rated "Best Overall Pet Insurance" by Better Homes & Gardens</li><li>Among the highest rated apps of all time</li></ul>What you're applying forWe're looking for a talented Senior Actuarial Analyst who is eager to revolutionize car insurance.In this role, you'll be managing rate levels, building advanced pricing tools, and bringing actuarial discipline to all facets of Lemonade Car—and working on everything from distribution to underwriting, claims, and everything in between. You'll leverage competitive data and data science to optimize our customers' experience and ensure fairness and accuracy in pricing.In this role you'll<ul><li>Become an owner and expert on our car insurance state rating plans and rate indications</li><li>Craft rate filing support for new machine learning models</li><li>Identify areas for pricing and underwriting action based on ongoing monitoring of results</li><li>Build a knowledge base of competitor rating strategies and the overall competitive landscape</li><li>Further your own actuarial education through CAS exams and industry research while applying those learnings on the job</li></ul>What you'll need<ul><li>3+ years of P&C actuarial experience; near ACAS or greater preferred</li><li>Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field</li><li>General knowledge of data science programming languages such as Python or R (preferred), and proficiency in database query tools such as SQL</li><li>Prior personal lines pricing experience is a definite plus</li><li>At Lemonade we welcome candidates who are enthusiastic about learning and adapting to the exciting world of AI</li><li>Ability to work remotely</li></ul>Things to know…Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.Lemonade's US base salary range for this full-time position is $110,000-$130,000 + equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Speak to your recruiter to hear more about the specific salary range for your preferred location.​​​​​​​​​​​​​​​​

Actuarial jobs at Lemonade