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Gurgaon

Hanover

Cincinnati OH

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Life

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Microsoft Azure

Senior Python Developer - Rater DeliveryAt AIG, we are reimagining the way we help customers manage risk. Join us as the Senior Python Developer - Rater Delivery to take on key responsibilities within a world-class actuarial function.How you will create an impactThe North America Rater Delivery Team within Global Pricing – Actuarial develops commercial rating solutions for underwriting teams within AIG, while supporting strategic initiatives within the actuarial team.The team works alongside International counterparts, Product Actuaries, Underwriters, and other teams within Global Pricing (Modelling and Analytics, Pricing MI, and Pricing Effectiveness) to provide a comprehensive approach to pricing and portfolio optimization.We are seeking an actuarial professional to develop Python-based pricing tools. This unique role offers a range of responsibilities and provides the opportunity to engage and partner with actuarial colleagues, IT, Operations, the Data Office, and Chief Underwriting Officers. We are looking for an individual who is internally motivated, intellectually curious, can manage multiple priorities, and is driven to enhance existing processes.<ul><li>Implement complicated actuarial models on AIG’s future state rating platform: hyperexponential reNew (hx), a Python-based commercial rating product.</li><li>Standardize hx architecture patterns and enhance common modules to ease the rater build process.</li><li>Establish training and upskilling of product actuaries to scale up the rater delivery model.</li><li>Support Product Actuaries in developing, building, and enhancing pricing tools used across the North America commercial platform.</li><li>Take ownership of projects utilizing Agile planning approaches, apply rigorous coding standards in reviewing the work of others and managing junior resources.</li><li>Work closely with the Product Actuaries, Modelers, Underwriters, Business Leads, and Chief Underwriting Officers to implement efficiencies to pricing tools and raters.</li><li>Operationalize profitable growth strategies in the front-end pricing tools by refining existing pricing models to align with portfolio insights, and improve pricing adequacy and risk selection.</li><li>Assist in developing segment-specific algorithm design, actuarial code review, testing, and test reporting.</li></ul>What you’ll need to succeed<ul><li>BS in Actuarial Science, Mathematics, Computer Science, or related area</li><li>7 years or more in commercial and/or financial lines pricing preferred</li><li>At least five years of relevant experience, particularly in development and maintenance of Python-based systems</li><li>Expert in coding in Python – understanding of advanced coding techniques (abstraction, design patterns, unit testing) and CI/CD tooling and processes to ensure high-quality results</li><li>Used to working in development teams and familiar with their practices</li><li>Expertise in Excel, SQL, VBA, JavaScript, or other programming languages will be useful</li><li>Strong analytical and problem-solving skills</li><li>Work well both independently and as part of a team</li><li>Able to lead projects independently</li><li>Strong business and collaboration skills, and responsive to service needs and operational demands</li><li>Effective time management skills</li><li>Excellent communication, presentation, and interpersonal skills</li><li>Proficiency in Microsoft Office required</li></ul>Ready to set new industry standards? We would love to hear from you.Enjoy benefits that take care of what mattersAt AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing, and financial security—as well as your professional development—to bring peace of mind to you and your family.Reimagining insurance to make a bigger difference to the worldAmerican International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty, and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.Welcome to a culture of belongingWe’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions, and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities, and Employee Resource Groups (ERGs). The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability, or any other legally protected categories.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities.

Let's connect: If you want to experience how things are done in the IT Actuarial Functions & Systems team at our headquarters in Hannover/Germany, join us on a permanent basis commencing at the earliest possible date as a ETL Developer Actuarial Systems & Functions.Your Tasks<ul><li>Data extraction and transformation (ETL): you develop effective ETL processes to extract and transform data from various sources and load them to actuarial data models.</li><li>Data integration: you implement data integration solutions to establish a seamless connection between different systems and data sources.</li><li>Collaboration within the team: you work closely with other developers, data analysts and actuaries to understand the requirements for data processing and develop efficient solutions.</li><li>Technical documentation: you create detailed technical documentation for the developed ETL processes and data integration solutions.</li><li>Further and advanced training: you participate in relevant events / conferences, plan and hold internal events and workshops at your own responsibility</li></ul>Your Profile<ul><li>Degree in computer science / business IT or equivalent qualification</li><li>Initial experience or internships in the financial service sector, ideally in the insurance industry, is desirable</li><li>Basic understanding of data warehousing as well as data modelling with Snowflake and/or Star Schema</li><li>Good knowledge of one or more programming languages such as JavaScript or SQL</li><li>Familiarity with ETL tools (e.g. Informatica PowerCenter) is an asset</li><li>Comprehensive know-how in the field of Business Intelligence</li><li>Proficient user skills in German and English (at least level C1)</li></ul>On a personal level, you can impress us with your considerable capacity for analytical thinking and sharp intellectual grasp. If you are also willing to travel worldwide on business, roughly three or four times a year, you have come to exactly the right place! Don't meet all the requirements? No problem, we look forward to receiving your application!We offer you<ul><li>Flexibility: A hybrid work model with flexible working hours and 30 days of annual leave, overtime compensated with time off in lieu</li><li>Work abroad: Up to 20 days a year within the EEA & EFTA zone</li><li>Remuneration: Attractive basic salary, holiday and Christmas allowances, company pension scheme and discounted employee shares</li><li>Lifelong learning: Personal growth through individual development and ongoing training in the form of specialist and soft skills seminars, language courses and the opportunity to get a taste of other departments through work shadowing</li><li>Healthy working: Cooperation with a fitness studio, a superb canteen offering a wide selection of regional dishes ranging from vegan to hearty</li><li>Individual family support: Available in all life situations through an in-house daycare facility, family service and employee assistance programme</li><li>Mobility: Out and about and on the go with a free "Deutschlandticket" for travel on public transport and "Jobrad" bike leasing, free parking spaces and charging stations for e-vehicles</li><li>Connecting power: Together we enjoy parties, team events and internal networking get-togethers</li></ul>We are #somewhatdifferent – people with their own stories, experiences and career paths. Everyone is welcome. Now is your chance to become part of our diverse team! Apply simply and securely by clicking on the "apply now“-button. Our search remains open as long as a position is advertised!

Purpose:Through the development and maintenance of data, systems, and tools, enable the evaluation of risk and profitability by the Actuarial Services department. The candidate should be an individual who works in the actuarial field and has a high interest / experience in data management & application development.Roles & Responsibilities:<ul><li>Direct strategic and tactical planning, development, evaluation and coordination of the information and technology systems for the department and division, where applicable.</li><li>Lead projects that support the analysis, evaluation and modeling of potential solutions using actuarial methods and processes that enable meeting the financial profitability and/or production goals of the company. Work with management and corporate areas to understand and incorporate strategic direction.</li><li>Direct the prioritization of multiple activities for functional area. Lead and manage projects requiring multiple resources which are not direct reports. Balance sometimes conflicting goals.</li><li>Lead in the development of and delivery of value-added services to clients/company, integrating information from other areas into the actuarial system based databases and models.</li><li>Direct the development, maintenance, and enhancement of actuarial analyses as well as ad hoc work products into system-based solutions. Translate complex actuarial models into system designs and specifications.</li><li>Direct the evaluation, selection, implementation and maintenance of the division's internal information systems by supporting the evaluation of alternatives and performing appropriate cost benefit analysis.</li><li>Interact with internal and external contacts to improve quality and knowledge of work product.</li><li>Direct and lead the architecture/design and building of new automated solutions and procedures for the department and division.</li><li>Participate in various activities, client visits or audits as needed. Act as liaison on information technology discussions as appropriate for the functional area. Maintain current knowledge of trends and products in the system technology industries and address the need for development of new methods, products and procedures.</li><li>Provide leadership in the training of actuaries and other relevant areas regarding new and enhanced system solutions and system options, including advanced excel training specific to daily tasks.</li><li>Lead in the creation of and ensure adherence to standards of documentation, quality control, data governance, and Software Development Life Cycle (SDLC) methodology, including design, peer, and code review as well as ICS and IDP policies/controls. May lead in testing of internal controls for other units within the department.</li><li>Be a steward of data quality at AMIG; identify issues and areas for improvement. Take known issues to Data Governance and represent the department in efforts to correct data issues and promote data quality for the broader organization.</li><li>Lead in the creation of data sets to be used by analysts that combine multiple complex data sources into a format that is suitable for analysis</li><li>Lead in the exploration of alternative internal and external data sources</li></ul>Required Technical Skills:<ul><li>Knowledge of actuarial techniques, property/casualty (re)insurance, accounting and finance</li><li>Strong/In-depth knowledge of systems and data structures, with applicability towards insurance operations, such as Databricks, Azure Data Lake Service, SQL Server Databases, and Azure Data Factory</li><li>Expert working knowledge of analytical tools including Python, R, MS Excel and Access, VBA, TM1, Cognos, SAS, R, Power BI</li><li>Some experience of user interface coding such as JavaScript</li><li>Strong project management skills and experience.</li><li>Expert knowledge of SQL</li><li>In depth analytical and mathematical skills</li><li>Strong knowledge of industry source of information</li></ul>Required Core Competencies:<ul><li>Cultivates Innovation</li><li>Interpersonal Savvy</li><li>Strategic Mindset</li><li>Plans and Aligns</li><li>Communicates Effectively</li><li>Develops Talent</li></ul>Additional Details:Excellent oral and written communication skills including the ability to explain technical concepts to non-technical people. Ability to schedule and prioritize work demands, including multi-tasking and ability to coordinate projects. Ability to develop relationships in the organization. Ability to apply judgment and problem-solving skills to address complex issues. Must be action-oriented.Education & Experience:<ul><li>Bachelor's degree in Information Systems, Actuarial Science, Mathematics, Statistics, Economics or related field, graduate degree preferred.</li><li>4+ years of technical experience and 2+ years of experience working with Actuaries required.</li><li>Passed at least 2 exams for CAS/SOA designation.</li></ul>

Who we areAmerican International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets and manage risks.Get to know the businessThe International Rater Delivery Team within Global Pricing - Actuarial develop commercial rating solutions for underwriting teams within AIG. Calibrated through predictive modelling and market insights, the raters are used by underwriters to guide pricing and risk selection and are critical to AIG’s long-term profitability.The team works alongside North America counterparts, Product Actuaries, Underwriters, and the other teams within Global Pricing (Modelling and Analytics, Pricing MI and Pricing Effectiveness) to provide a comprehensive approach to pricing and portfolio optimization.What you need to know:This is a fantastic opportunity for someone who is organized, able to manage a portfolio of projects and keen to start or continue a career in the insurance industry. You will be self-motivated to research and learn new techniques and have a passion for using code and software engineering techniques when approaching analytical tasks.Some of the key responsibilities include:<ul><li>Develop and update critical rater projects onto AIG’s future state rating platform – hyperexponential reNew, a Python-based commercial rating product</li><li>Support Product Actuaries in building and maintaining raters.</li><li>Help support the global team in the development and maintenance of the rater target operating model, rater standards, procedures, and guidelines.</li><li>Take ownership of projects utilizing Agile planning approaches, apply rigorous coding standards in reviewing the work of others and managing junior resources.</li><li>Train and support other actuarial team members in the use of advanced software engineering approaches.</li></ul>What we're looking for:<ul><li>At least five years of relevant experience, particularly in development and maintenance of computational systems</li><li>Expert in coding in Python - understanding of advanced coding techniques (abstraction, design patterns, unit testing) and CI/CD tooling and processes to ensure high quality results</li><li>Degree in mathematical or computer science related discipline</li><li>Strong analytical and problem solving skills</li><li>Used to working with IT development teams and familiar with their practices</li><li>Expertise in Excel, SQL, VBA, JavaScript or other programming languages will be useful</li><li>Responsive to service needs and operational demands – used to working within an Agile framework</li><li>Excellent communication, presentation, and interpersonal skills</li></ul>A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. For example, our "Giving Back" program allows you to take up to 16 hours a year to volunteer in your community. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We also believe in fostering our colleagues' development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. Reasonable accommodations will be determined on a case-by-case basis.

Who we areAmerican International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance in approximately 70 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets and manage risks.Get to know the businessThe International Rater Delivery Team within Global Pricing - Actuarial develop commercial rating solutions for underwriting teams within AIG. Calibrated through predictive modelling and market insights, the raters are used by underwriters to guide pricing and risk selection and are critical to AIG’s long-term profitability.The team works alongside North America counterparts, Product Actuaries, Underwriters, and the other teams within Global Pricing (Modelling and Analytics, Pricing MI and Pricing Effectiveness) to provide a comprehensive approach to pricing and portfolio optimization.What you need to know:This is a fantastic new role which will be instrumental to the team’s development. You will have the opportunity to help mould this team by building out processes, structure and best practices, and you will have the opportunity to work on the development of products that are critical to our business.This role is suited to an experienced Developer who is keen to start or continue a career in the insurance industry, be self-motivated to research and learn new techniques and have a passion for using code and software engineering techniques when approaching analytical tasks.Some of the key responsibilities include:<ul><li>Develop and update critical raters on AIG’s future state rating platform, hyperexponential reNew, a Python-based commercial rating solution</li><li>Support Product Actuaries in building and maintaining raters.</li><li>Help support the global team in the development and maintenance of the rater target operating model, rater standards, procedures, and guidelines.</li><li>Take ownership of projects utilizing Agile planning approaches</li><li>Apply rigorous coding standards in reviewing the work of others and managing junior resources.</li><li>Help team to develop DevOps best practices and train and support other actuarial team members in the use of advanced software engineering approaches.</li></ul>What we’re looking for:<ul><li>At least five years of relevant experience, particularly in development and maintenance of Python based systems</li><li>Degree in mathematics or computer science related discipline</li><li>Significant experience of coding in Python – understanding of advanced coding techniques (abstraction, design patterns, unit testing) and CI/CD tooling and processes to ensure high quality results</li><li>Expertise in Excel, SQL, VBA, JavaScript or other programming languages would be useful</li><li>Strong analytical and problem solving skills</li><li>Experience of working within an Agile framework</li><li>Able to be responsive to service needs and operational demands</li><li>Proven ability to manage a portfolio of projects</li></ul>A look at our BenefitsWe're proud to offer a range of employee benefits and resources that help you protect what matters most - your health care, savings, financial protection and wellbeing. We provide a variety of leaves for personal, health, family and military needs. For example, our "Giving Back" program allows you to take up to 16 hours a year to volunteer in your community. Our global mental health and wellness days off provide all colleagues with a paid day off to focus on their mental health and wellbeing.We also believe in fostering our colleagues' development and offer a range of learning opportunities for colleagues to hone their professional skills to position themselves for the next steps of their careers. We have a tuition reimbursement program for eligible colleagues to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.We are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to candidatecare@aig.com. Reasonable accommodations will be determined on a case-by-case basis.

Job Summary:The Life &amp; Annuity Predictive Analytics (LAPA) business unit is a lean, agile, diverse, and geographically distributed data science startup within Milliman. We develop leading-edge data products and deploy them on the cloud as web applications for the world’s premiere life insurers.Primary Responsibilities:<ul><li>Develop data preparation and data analysis scripts (Python and SQL)</li><li>Take ownership of the inputs/outputs for a data preparation pipeline</li><li>Support development of internal processes to validate and visualize raw and prepared data</li><li>Document and communicate data analysis results</li></ul>Required knowledge and experience:<ul><li>Basic actuarial domain knowledge of life and annuity products</li><li>Passed one or more actuarial exams</li><li>Proficiency developing scripts for data manipulation (Python required)</li><li>Experience with SQL and data retrieval</li><li>Passion for data, computing, and problem solving</li><li>Ability to work in a highly collaborative environment as well as independently with minimum supervision</li><li>Ability to take ownership of a technical challenge and see it through to a successful conclusion</li><li>Excellent written and verbal communication skills</li><li>0 – 3 years of professional work experience</li></ul>Preferred knowledge and experience:<ul><li>Experience with distributed computing technologies (Databricks, Spark, H2O, Hadoop, etc.)</li><li>Advanced programming skills in Python including pandas and NumPy</li><li>Advanced programming skills in R including experience with the tidyverse suite of packages</li><li>Experience with RStudio Shiny web application framework</li><li>Basic knowledge of web application technology (JavaScript, HTML, and CSS)</li></ul>Required education:<ul><li>Bachelors in a quantitative field/Bachelors of science (e.g. Computer Science, Actuarial Science, Engineering, Statistics/Mathematics, Data Science, etc.)</li><li>Final year students are eligible to apply for this position</li><li>Pursuing Actuarial science qualification from any recognized institute</li></ul>Location: Gurugram, IndiaAbout Milliman: Milliman is one of the world’s largest independent professional services firms. Founded in 1947, the firm provides consulting services to clients in four practice areas: healthcare, life insurance and financial services, employee benefits and pensions, and property and casualty insurance. Today, Milliman has more than 3,500 employees, more than $1 billion in annual revenue, and more than 60 offices worldwide.

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