Actuary (Personal Lines Home & State Deep Dive Analytics)

Job Category: Actuarial

Typical Starting Salary: $140,000-$170,000

Minimum Salary: $117,000.00

Maximum Salary: $225,000.00

Schedule: Full-Time

Flexible Time Off Annual Accrual: 20 days

Application Deadline: 4/4/25

Pay Philosophy:

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications, and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Description:

Join our dynamic Personal Lines Home Analytics State Deep Dive team, where you will play a pivotal role in driving profitable growth across individual state Homeowners markets. Your expertise in advanced actuarial analyses will directly impact critical business decisions in pricing, underwriting, segmentation, and competitive positioning. This enables us to create tailored strategies that align with unique state characteristics.

Collaborating closely with cross-functional teams across the organization, you will evaluate and monitor innovative tactics for the Personal Lines Home book, ensuring that our initiatives are effective and strategically positioned for success.

As a Liberty Mutual Insurance Actuary, you'll use your analytical talents to resolve thought-provoking business problems and bring value to our customers. You'll work in a collaborative and dynamic work environment where the challenges are ongoing.

In this position, you will support a business group or company's profit, growth, and operational objectives by performing and reviewing advanced actuarial analyses.

**This position may have in-office requirements based on candidate location.**

Responsibilities:

• Perform complex actuarial analysis within a designated business segment to assist business decision making, financial planning, and strategy development.
• Prepare actuarial research and complex reports and present findings and recommendations.
• Provide clear and concise communication of technical actuarial work to technical and non-technical audiences.
• Maintain clear and concise documentation of methods and activities.
• Interact with and provide actuarial technical assistance and information to peers, senior managers, and others within and outside of the organization.
• Mentor, motivate, and train less experienced staff and peers.
• Direct the development of actuarial tools.

Ideal experience includes:

• Strong experience conducting state-level actuarial analysis.
• Homeowners pricing experience.
• Experience using Python, Snowflake, and/or SAS.

Qualifications:

• Bachelor's degree required; Master’s degree preferred.
• Associateship or Fellowship in the Casualty Actuarial Society (ACAS/FCAS) or in Society of Actuaries (ASA/FSA) designation preferred or comparable education/designation with relevant experience.
• Minimum 5-7 years relevant experience required.
• Sound knowledge of actuarial techniques and standards, as well as other business operations including financial, underwriting, legal, statistics, claims, and sales.
• Advanced communication and interpersonal skills with the ability to build relationships and interact effectively with others.
• Ability to motivate and mentor peers and train subordinates.
• Advanced computing skills (MS Office Excel, SAS, etc.) with the ability to build complex models.

Fair Chance Notices:

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco